Bridge the Gap with Flexible, Affordable Short-Term Medical Coverage
Life doesn't always follow a perfect plan—whether you're between jobs, waiting for employer benefits to start, recently self-employed, or simply need temporary protection while exploring long-term options. Short-term medical insurance provides essential coverage when you need it most: doctor visits, emergency care, hospital stays, and prescription drugs.
At LTK Insurance Services, LLC, we help you find the right short-term medical plan—options with customizable deductibles, coverage lengths from 1 to 364 days (and in some cases renewable), and the flexibility to fit your exact situation. These plans feature no lengthy medical underwriting and peace of mind without long-term commitments. Short-term plans are not ACA Marketplace coverage and may not cover pre-existing conditions.
We don’t believe in one-size-fits-all solutions. We take the time to understand your timeline, budget, and health needs so you can choose coverage that truly protects you and your family during transitional periods—without the surprises or high premiums of marketplace plans.
Contact us today for a no-cost, no-obligation short-term medical review and personalized quote.
Short-Term Medical
Did you miss the current open enrollment period to apply for health insurance? Short-term medical policies are designed to provide coverage for a specific period of time. If you need insurance to cover you until the next open enrollment period or for any reason, this may be the ideal product for you. It can be written to your specific needs and is very affordable.
Get Insured In 3 Easy Steps
Step 1
Contact Us
Fill out the contact form below to find the plans that best fit your needs. You can also call us at
(863) 563-4209.
Step 2
Meet With Us
Next we will meet with you in person or online to find the plan that best fits your needs
Step 3
Choose A Plan
Lastly, we will help you choose a plan and assist in the enrollment process.