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We want to make sure that you and your family are protected in every area of your life. With high-quality coverage and competitive pricing, we'd love to work with you.

We are an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.

 

We don’t just sell insurance. We work closely with clients to help them make important and informed decisions every day when it comes to protection and their future.

 

At LTK Insurance Services, LLC, we strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers. -CEO Ryan Goulding


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Major Medical

Group major medical plans are available for any group of two or more full-time employees. Benefits, participation rules and underwriting guidelines vary greatly between carriers. There are many ways to put together affordable benefit designs to meet the needs of an employer, including Health Reimbursement Arrangements (HRA) and Health Savings Accounts (HSA). Unlike the individual market, groups of two to 50 employees are guaranteed issue regardless of health, however, the group's premium can be increased up to 67% depending upon the overall health of the group. Groups of fewer than 100 employees are usually fully insured.

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