Meet Your Licensed Financial Protection Expert | Ryan Goulding
​Hi, I’m Ryan Goulding, founder of LTK Insurance and a licensed insurance agent helping families across Central Florida and around the country.
After several years working in education, I started helping people protect what matters most with the right insurance coverage. That passion led me to launch LTK Insurance Services, LLC in 2021. I’ve been a licensed agent since 2015 and am proud to be appointed with top carriers including UnitedHealthcare, Humana, and Devoted.
In 2025, my family and I moved to the Orlando / Kissimmee area (Reunion Resort). We love the Florida lifestyle and I’m excited to serve local families, retirees, and snowbirds with honest, personalized guidance on:
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Medicare Supplement (Medigap) plans
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Medicare Advantage plans
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Life insurance & final expense
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Short-term medical, dental, and other insurance solutions
At LTK Insurance, my approach is simple: Listen first, explain clearly, and find the best options for your specific situation and budget. I never push products — I help you understand your choices so you can make confident decisions.
When I’m not helping clients, you’ll find me spending quality time with my wife and two children, playing golf, traveling, or adding to my comic book collection.
Whether you’re turning 65, looking to switch Medicare plans, or need help with life insurance, I’m here to make the process simple and stress-free.